In the past several months, there have been many guideline changes making it difficult for a large portion of the US population to qualify for a mortgage loan. Therefore, the only option is to throw your rent money out the window into the pockets of your landlord. We think there is a better way...

Under our Rent-To-Own program you can move into the home of your choice and work to qualify for the loan later. We offer great homes in excellent locations and you can move in immediately! We ask for an option consideration (described below). This amount will be applied as a downpayment and will lock in the purchase price for the length of the option term (described below). We also offer a rent credit (described below) that will go towards the purchase price. On average, homes in the Triangle area have seen 5-7% appreciation every year. Under this program, your purchase price stays the same, but your home continues to appreciate!

We offer all of our tenant buyers a no obligation consultation with a Licensed Mortgage Broker who can help you to get qualified for a mortgage loan. We also have credit repair specialists that will provide detailed help to improve your credit. You can move into the property immediately while you go through the steps to qualify for the mortgage loan!

Best of all, if you decide not to purchase the home you are in, you can transfer your option consideration (downpayment) and the rent credits you have earned to another property that we have available. Not all homes will qualify for this, but we will make every attempt to work with you.

The option consideration is a non-refundable deposit and is a downpayment on your new home. You are basically buying an option to purchase the home for a specific time period (usually 12-24 months). The purchase price will stay the same, but the house continues to appreciate!!

If the new mortgage loan is not in place in the specified time period, a new option can be negotiated.

The length of the option will be decided before you move in and depends on how long it should take you to qualify for a mortgage loan. Usually, terms are in the 12-24 months range. The mortgage broker will be able to provide a good estimate as to how long it should take to improve your credit to be eligible for a home loan.

Each month that the rent payment is received on time, we will apply a rent credit towards the purchase price. This credit will reduce the amount owed on the house and will give you more equity.

Please send an email to julie@juliebuyshousesnc.com or call 919-931-6001 if you have any questions. You can check out the "Rent-To-Own These Homes" link to the left of this page to see what homes we currently have available. You can also join our VIP Buyer List (link is also at the left of this page) to see properties as soon as they become available.

Once you decide on your new home and move in, you can enjoy all the benefits homeownership has to offer. If you want to paint the bedrooms, go for it! If you want to plant a garden in the backyard, do it! If you want to paint a life size picture of Elvis in your living room, have at it! This is YOUR home!